Credit scores are like report cards for adults, and a “failing” score can have a huge impact on your life. Everything from buying a house to applying for certain jobs can be affected by your credit. In addition, an excellent score can help you obtain the best interest rates and save thousands in interest payments. […]
Many of us have a love/hate relationship with budgeting. We love the idea of paying down debt and saving more, but we hate the thought of tracking our spending and being restricted. Here are 3 big reasons why most of us can’t stick to a budget and what you can do to finally get your finances in shape.