Cost Benefits

Personal Finance in Practice: Costs and Benefits Incentives

Personal Finance in Practice: Costs and Benefits Incentives In personal finance, the theories of cost and benefit analysis help to inform the foundations of proper budget planning.  These concepts might seem difficult to grasp and understand on the face of it. But the reality is that most of us already have a strong intuitive understanding […]

Personal Finance: Building Wealth Through Digital Budgeting

Personal Finance: Building Wealth Through Digital Budgeting These days, tech and finance seem to be more intermingled than at any other point in human history.  Surging valuations in the biggest tech companies (like Apple, Amazon, and Facebook) show that the dominant trends in the market will continue to be tied to the world of technology. […]

Retirement Planning: Money Strategies For The Long-Term

Retirement Planning: Money Strategies For The Long-Term

Retirement Planning: Money Strategies For The Long-Term One of the most challenging tasks in life is the process of retirement planning.  There are many factors and variables which can lead to disaster if family savings are not properly protected.  This means a little time and research can go a long way in helping us to […]

Fintech

5 Important Ways Tech Has Changed Personal Finance

5 Important Ways Tech Has Changed Personal Finance The world of tech is changing every day.  But, most of the time, we take it for granted.  Here are five important ways that tech have changed personal finance – and make our lives easier in the process. Online Banking Withdrawals, transfers, deposits.   Whatever you need, your […]

Tech Tools to Help Grow Your Savings

Over the last decade, the world of technology has grown in fantastic and innovative ways.  In years past, it may have been difficult to fathom the truly global reach of companies like Amazon, Facebook, and Google.  Today, these are the types of outlets that have extended our social reach and the breadth of our accessible […]

Retirement and Investing: What is a Mutual Fund?

Mutual funds offer a means to achieve broad diversification within a stock portfolio, for a relatively small amount of money.  It should be understood that this is a level of diversification that most small investors would be unlikely to achieve on their own, and this is why many industry experts recommend that those with little […]

Managing Money in a No-Cash World: Tools and Software for Personal Financial Management

Life gets busy and it is easy to lose track of what your money is doing. This is compounded by a wallet full of plastic access cards and very few cash transactions. In the days when cash was king, people were conscious of how much money they were spending on groceries, gas and even the […]

Financial Budgeting for Families: Saving Today to Spend Less Tomorrow

Budgeting for an entire family can be a challenge. Aside from the regular bills like mortgage, utilities and groceries, families often scramble to come up with funds for school expenses, sports and birthday parties. Call a Family Meeting When it comes to discussing family expenditures and finances everyone needs to be involved. That includes the […]