Credit Score

4 Ways to Understand & Improve Your Credit Score

Credit scores are like report cards for adults, and a “failing” score can have a huge impact on your life. Everything from buying a house to applying for certain jobs can be affected by your credit. In addition, an excellent score can help you obtain the best interest rates and save thousands in interest payments. […]

Beach Watch

3 Quick Ways to Cut Costs on Summer Vacation

Cruises, backpacking across Europe, or relaxing on a remote island in the Caribbean is what we all dream of during the summer. However, for most of us, saving for the ultimate trip rarely makes it into the budget until the last minute. Here’s how to afford an amazing vacation before fall begins. Pay for Living […]

How Much Do You Need For An Emergency Fund?

How Much Do You Need For An Emergency Fund?

When we talk about saving for an emergency fund we talk about losing a job—this is the ultimate emergency. The loss of a job means the loss of so much more than a paycheck. It is the loss of healthcare, the loss of retirement benefits and the loss of morale. You need an emergency fund […]

Hold Piggy Bank

3 Slam Dunk Ways to Teach Your Kids About Money

When it comes to talking with our kids about money, many of us clam up and try to change the subject quickly. The reality is that if you don’t talk to them about it, no one will and they will have to figure it out on their own. So to help you out, here are […]

Credit Card - Computer

3 Big Reasons Why You Can’t Stick to a Budget

Many of us have a love/hate relationship with budgeting. We love the idea of paying down debt and saving more, but we hate the thought of tracking our spending and being restricted. Here are 3 big reasons why most of us can’t stick to a budget and what you can do to finally get your finances in shape.

Clothes Rack

How to Afford Great Clothes on $50 a Month

We all want to dress nice. Why? Reasons of self-respect of course…or to impress our friends and secretly outdo everyone else. Either way, how can you look great without breaking the bank? According to Thomas Stanley, author of the book “The Millionaire Next Door”, the average millionaire spends no more than $20 on a pair […]

Setting Aside Money for a New Home? The Unexpected Costs—and Savings—You Should Know

Setting Aside Money for a New Home? The Unexpected Costs—and Savings—You Should Know

So, you’ve decided to set aside a little money each month towards the purchase of a home. Congratulations! Owning a home can be a huge step forward in your overall financial security: unlike paying rent, which is money you’ll never see again, a monthly mortgage payment is actually a way of making sure you’re putting […]

New Blog Format

We’ve updated the design of our Blog to a new format. This provides more flexibility to post financial information, site updates, and video tutorials about the BudgetTracker website. If you have feedback on our new design or would like to get help on the BudgetTracker website, please email us at