There’s a peculiar thing about grocery shopping: going once just never seems to cut it. Any way you slice it, you’ll have to go again. Maybe not this week, but definitely the next. It’s one of those household chores that never seems to go away. But if it can’t go away, maybe you can make […]
As fall moves in and the threat of colder weather is on the horizon, many of us fantasize of a vacation to escape the winter blues. We gaze at photos of sun-kissed tropical beaches or daydream of a leisurely stroll through a historic neighborhood…but we hesitate to take steps to make it happen. It’s time […]
It’s a simple but loaded statement: “Just let me check your credit.” Everybody wants a piece of you, from a potential employer to your cell phone company. It often feels like you’re what’s for dinner, and you’re being examined like a restaurant menu. But what if you’re not a main course, and you’re just hoping […]
Have you ever been the kid in the candy shop faced with so many choices you don’t even know where to begin? Choosing the best credit card option for your budget can be like sorting through the candy store, but a whole lot less rewarding. When beginning to explore the credit card options, you’ll notice […]
When you’re deciding where your money goes each month, what’s the one thing you buy hoping you’ll never need to use it? Insurance. It may be the most unsexy item in your budget as well—it’s hard to get excited about spending your hard-earned cash on something that, if you’re lucky, you’ll never get any benefit […]
You’ve seen and heard all the ads. “Mortgage rates are at an all-time low!” “You’re paying too much for your mortgage!” “Refinance now and save hundreds of dollars every month!” And, those enticing statements may even be true. Mortgage rates are low: today’s rates average around 4%, while looking back over the last 20-30 years, interest […]
So, you’ve decided to set aside a little money each month towards the purchase of a home. Congratulations! Owning a home can be a huge step forward in your overall financial security: unlike paying rent, which is money you’ll never see again, a monthly mortgage payment is actually a way of making sure you’re putting […]
