4 Tips on How to Lower Utility Bills

Electricity and water are two things one can’t live without. However, in recent years more and more individuals have noticed the upward tick of utility costs per household. Here are four ways to lower your utility bills this year. Tip #1: Turn off the Air Conditioning...

3 Quick Ways to Cut Costs on Summer Vacation

Cruises, backpacking across Europe, or relaxing on a remote island in the Caribbean is what we all dream of during the summer. However, for most of us, saving for the ultimate trip rarely makes it into the budget until the last minute. Here’s how to afford an amazing...

How Much Do You Need For An Emergency Fund?

When we talk about saving for an emergency fund we talk about losing a job—this is the ultimate emergency. The loss of a job means the loss of so much more than a paycheck. It is the loss of healthcare, the loss of retirement benefits and the loss of morale. You need...

How to Afford Great Clothes on $50 a Month

We all want to dress nice. Why? Reasons of self-respect of course…or to impress our friends and secretly outdo everyone else. Either way, how can you look great without breaking the bank? According to Thomas Stanley, author of the book “The Millionaire Next Door”, the...