10 Tips For Making Great Financial Habits in 2020 In order to reach the financial goals each of us set in life, it’s important to adopt supportive financial behaviors when dealing with money. The market’s best budget tracking tools can offer a great deal of help to consumers that have difficulties managing household finances. Fortunately, […]
Budget Tracker: 3 Tips to Save and Grow your Money For most people, one of the most difficult things about saving money is figuring out how to get the process started. Not only do you need to focus on managing and saving your funds, but you also need to decide on the best ways to […]
Going Cashless: The Future of Credit Cards The world of finance is ready to cross another interesting milestone, as the year 2020 will mark the 70th anniversary of the emergence of the first-ever universal credit card in world history. Over the last seven decades, the credit card industry has become ubiquitous. Not only that, it plays […]
3 Tips to Control Impulse Spending Overspending has always been a big problem for consumers around the world. In some cases, the practice of spending too much money can happen intentionally, (i.e. during the holidays or when we splurge on a specific item). However, spending money when we can’t quite afford it can become a […]
Bitcoin Debit Cards: How Do They Work? Bitcoin and cryptocurrencies have taken the world by storm —and they have changed the way many of us conduct financial transactions. One of the latest developments is the Bitcoin debit card, which has some key differences when compared to the traditional plastic issued by your bank. The […]
Budget Tracker Tips: Using Credit Cards and Rewards Wisely As technology continues to dominate the world of digital finance, we can officially say that the days of relying only on cash or checks are over. These days, there is a number of reasons why paying with credit cards or an online wallet is far better. […]
Managing your credit card correctly can help you save cash, and even elevate your financial status. One of the most important entities that can help you to accomplish these tasks is you credit card issuer. If you experience any problems in managing your credit card account, you should never hesitate to ask questions and to […]
U.S. Lending Crisis: Has Student Debt Threatened American Dreams of Home Ownership? For many recent graduates, the American Dream of home ownership has become a distant concept which may be unattainable in practical terms. Rising tuition costs in the United States have fueled a trillion-dollar crisis in student debt that is preventing more and more […]
Budget Tracker: 5 Tips To Prevent Fraud This Holiday Shopping Season For expert budget trackers, the holiday shopping season is a time of generosity and celebration with our families. This is because our efficient spending practices can make it easier to save money and focus on the things which matter most. However, there are those […]
Shopping Online: How to Capture Great Discounts The holiday season is rolling around once again, and shoppers are looking for ways to capture the best deals for their families. With the growing availability of numerous online stores, consumers now have a wide variety of choices to make their shopping selections — all without leaving the […]
Retirement Planning: Tips For Savings and Wealth Over Time “As in all successful ventures, the foundation of a good retirement is planning.” – Earl Nightingale The process of retirement planning can be a complicated experience, but it is a phase of our lives which everyone must face. This is why proper planning is needed when […]
Great Investing Apps For Building Wealth The world of digital finance is growing rapidly, and it is up to households and consumers to identify the best ways of using this new technology to build wealth over time. The first step in using the world of digital technology to help monitor and grow assets is through […]
Personal Finance in Practice: Costs and Benefits Incentives In personal finance, the theories of cost and benefit analysis help to inform the foundations of proper budget planning. These concepts might seem difficult to grasp and understand on the face of it. But the reality is that most of us already have a strong intuitive understanding […]
Personal Finance: Building Wealth Through Digital Budgeting These days, tech and finance seem to be more intermingled than at any other point in human history. Surging valuations in the biggest tech companies (like Apple, Amazon, and Facebook) show that the dominant trends in the market will continue to be tied to the world of technology. […]
Retirement Planning: Money Strategies For The Long-Term One of the most challenging tasks in life is the process of retirement planning. There are many factors and variables which can lead to disaster if family savings are not properly protected. This means a little time and research can go a long way in helping us to […]
5 Important Ways Tech Has Changed Personal Finance The world of tech is changing every day. But, most of the time, we take it for granted. Here are five important ways that tech have changed personal finance – and make our lives easier in the process. Online Banking Withdrawals, transfers, deposits. Whatever you need, your […]
Over the last decade, the world of technology has grown in fantastic and innovative ways. In years past, it may have been difficult to fathom the truly global reach of companies like Amazon, Facebook, and Google. Today, these are the types of outlets that have extended our social reach and the breadth of our accessible […]
Mutual funds offer a means to achieve broad diversification within a stock portfolio, for a relatively small amount of money. It should be understood that this is a level of diversification that most small investors would be unlikely to achieve on their own, and this is why many industry experts recommend that those with little […]
Life gets busy and it is easy to lose track of what your money is doing. This is compounded by a wallet full of plastic access cards and very few cash transactions. In the days when cash was king, people were conscious of how much money they were spending on groceries, gas and even the […]
Budgeting for an entire family can be a challenge. Aside from the regular bills like mortgage, utilities and groceries, families often scramble to come up with funds for school expenses, sports and birthday parties. Call a Family Meeting When it comes to discussing family expenditures and finances everyone needs to be involved. That includes the […]
Ever since the global financial crisis of 2008, it has become more important for households to protect savings and plan for the future. This means that we must manage our money in ways that are efficient and able to maximize the potential to accumulate savings over time. As with most things, the accumulation of wealth […]
The global financial crisis of 2008 has shown many American families that there is a true need to be prepared for unforeseen circumstances. Luckily, there are strategies families can use to create a buffer between your household and the world’s larger financial uncertainties. Here, we will look at some of the factors that should be […]
The housing market in the US continues to move ahead in its recovery and we are seeing more and more consumers looking to make real estate purchases. When you are looking to finance the American Dream, there are many options available to you. Purchasing a home gives a huge sense of accomplishment – however, not […]
